Levelled Retirement Annuities

HomeInvestment and RetirementLevelled Retirement Annuities
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You want to convert savings into a regular income?

You saved for retirement during many years and it’s finally time to enjoy it. Putting your savings into UL Mutual’s hands means secure revenues at guaranteed minimum performance, without any financial risk. Discover which registered or prescribed annuities fit your needs.

Annuity certain

Ensure a guaranteed income independently of market and interest rates fluctuations. According to your needs, our certain annuities provide safe periodic revenue for a pre-established lapse of time. Moreover, in case of death before the end of annuities, remaining payments will be paid to your beneficiary.

Monthly annuity certain forecast

With a deposit of $100,000.

Guaranteed period Monthly annuity *
10 years $852
15 years $621
20 years $492

Advantages

  • Guaranteed fixed income for a specific period
  • Payments not affected by market and interest rates fluctuations
  • Accessibility to investors of all ages

* According to interest rates in force on March 2015. The annuity amount can differ at the time of your demand. Invested capital, current interest rates and guaranteed length of the annuity will also affect the annuity payment.

Life annuity

Enjoy peace of mind thanks to fixed revenue for your entire life. Each month or each year, a guaranteed amount is paid, no matter market conditions and interest rates fluctuations.

Monthly life annuity forecast

A man and a woman of 65 years old both pay a $100,000 capital.

Guaranteed period Man’s monthly annuity payment ** Woman’s monthly annuity payment **
10 years $453    
$414
15 years $436
$405
20 years $412 $392

Advantages

  • Guaranteed fixed income for life
  • Savings cannot exhaust before death
  • Payments not affected by market and interest rates fluctuations

** According to interest rates in force on March 2015. The annuity amount can differ at the time of your demand. Invested capital, current interest rates, age and gender of the annuitant and guaranteed length of the annuity will also affect the annuity payment.

Joint and survivor annuity

Benefit from a fixed income all your life and ensure perpetual payments to your partner beyond your death. Thus, your partner will receive all guaranteed unpaid payments, ensuring financial sustainability and stability.

Monthly joint and survivor annuity forecast

An annuity on a 65 years old man’s life transferable at 100% or at 60% to his partner after his death, with a $100,000 deposit.

Guaranteed period Monthly joint and survivor annuity payment at 100 % *** Monthly joint and survivor annuity payment at 60 % ***
10 years $370 $400
15 years $369 $393
20 years $365 $382

Advantages

  • Guaranteed fixed income for life
  • Savings cannot exhaust before death
  • Guaranteed revenue to spouse
  • Payments not affected by market and interest rates fluctuations

*** According to interest rates in force on March 2015. The annuity amount can differ at the time of your demand. Invested capital, current interest rates, age and gender of the annuitant and co-annuitant and guaranteed length of the annuity will also affect the annuity payment.

Contact your financial advisor to get a quote.