Market Index Uniflex+

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Market Index Uniflex+

Finding a financial product both secure and performing is like looking for a needle in a haystack. UL Mutual understands that need. That's why it created Market Index Uniflex+. 

For 6 years, you will hold a portfolio with 20 Canadian corporations of the S&P/TSX60 index. The 8 best performing shares are assigned a fixed return of 60% while the remaining share are assigned their actual return. See the chart of past performances below to understand this product potential:

FEATURES

  • Non-redeemable before the 6-year term
  • Available for registered retirement savings plan (RRSP) or non-registered, locked-in retirement accounts (LIRA), and tax-free savings accounts (TFSA)

ADVANTAGES

  • 100% protected capital
  • Performance potential according Canadian Stock Exchange


 

Uniflex

Participating Uniflex

10-Year Step-Up Uniflex

Uniflex 10

Market Index Uniflex +

Term

1 to 5 years

1 to 5 years

10 years

10 years

6 years

Minimum investment

$500

$500

$500

$500

$500

Redeemable

Yes *

Yes *

Each year without penalty

Yes *

No

Interest

Guaranteed rate

Basic guaranteed rate + dividend up to 0.40%

Guaranteed increasing rate

Guaranteed and subsidized rate for the last 5 years

Variable according to portfolio

Capital

100% guaranteed

100% guaranteed

100% guaranteed

100% guaranteed

100% guaranteed

*With penalties defined in contract

You can also use our preauthorized payment program (minimum of $25 per month). Each time the daily interest account’s balance reaches the specified amount (minimum of $500), it will be invest in products of your choice according to effective interest rates.

Contact your financial advisor to multiply savings with a Guaranteed Investments Certificate (GIC).