Life insurance for children

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Juvénile 30/100

Juvenile 30/100


Thanks to the insurance for children Juvenile 30/100, you can insure your children and grandchildren from 0 to 15 years old for a life insurance amount up to $500,000. Also, Juvenile 30/100 includes a critical illness protection equal to 10% of the chosen life insurance protection up to $50,000.

Monthly premium
up to 30 years old
Life insured
amount
Critical illness
amount
$15 $100,000 $10,000
$30 $250,000 $25,000
$50 $500,000 $50,000

Until age 30, the premium is fixed and guaranteed. At age 30, the protection is converted in a permanent insurance at a premium guaranteed in the contract.

The Juvenile 30/100 simplified application can be completed in a few minutes directly on your computer (click here to reach it).

Also, the medical questionnaire is completed by tele-interview, reducing the time to complete the application.

Life Insurance

  • The life insurance amount and the premium increase automatically by 10% at each of the first 10 policy years
  • Term to age 30 insurance converted at expiry into Term to 100 insurance at a competitive rate guaranteed in the contract

Critical illness insurance

  • 9 critical illnesses covered :
    • Stroke, Cancer, Heart Attack, Coronary Artery Bypass Surgery
    • Child diseases : Cerebral Palsy, Congenital Heart Disease, Cystic Fibrosis, Muscular Dystrophy, Type 1 Diabetes Mellitus
  • Critical illness insurance amount equal to 10% of the initial life insurance amount
  • Term to age 30 insurance converted at expiry into Term to 100 insurance at a competitive rate guaranteed in the contract

Accidental fracture

  • Offered as supplementary benefit for at least as $4 / month


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Why an insurance for children?

The life insurance for children Juvenile 30/100 enable to:

  • Benefit from an insurance for children at an affordable premium
  • Guarantee an important insurance coverage for the future of those we love
  • Leave a guaranteed contract to their children or grandchildren without surprise

Benefits from Juvenile 30/100

  • Affordable coverage
  • Automatic indexation of the amount insured by 10% each year during the first 10 years
  • Automatic conversion in a permanent insurance at age 30, without health statement, at a guaranteed insurance premium
  • Entirely guaranteed premiums


Contact your financial advisor to benefit from coverage with a life insurance for children Juvenile 30/100.


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